Stated Income Commercial Real Estate Loans

Get A Commercial Real Estate Loan with only a 550 FICO Score

3 Programs Available

  • For clients with 550 FICO, rates  7.50 - 10% No tax returns or bank statements required 
  • For clients with 650 FICO, rates 6.50 - 9%. No tax returns required, but 3 months bank states & current rent roll will be required 
  • For clients with 680 FICO, rates 6 - 7%. Tax returns & bank statements will be required for this program 

Loan Details

  • $200,000 to $5M on  Owner Occupied Commercial RE 
  • $200,000 to $2M on  Investment Commercial RE 
  • 5, 7, or 10-year terms (hybrid)
  • Up to 30-year amortization
  • Purchase, Re-finance, or Cash-out up to 75% LTV (except 65% on Self storage and mobile homes)
  • Available nationwide (except for AK, ND & SD ) 

Commercial Real Estate with as little as 10% Down

One of the BEST Programs Available Today

This  SBA loan is amazing, with just 10% down, you can get a fixed rate in the 5-6% range, and up to a 25 year term and not only that but you can also bundle in multi use funds, provided that commercial real estate is 65% of the deal.  

Overview

  • Just 10% down
  • Up to a 25 year term, fully amortized
  • Muti Use Funds can be included
  • Closing costs are included
  • Up to $5M available
  • Minimum $350,000
  • FICO score of 680 to qualify
  • SBA 7(a) loans

Multi Use Funds

This program is so powerful not just because the terms and rates are fantastic but because it offers multi use funds. 


That means you can have a loan that's 60% real estate and bundle in other things in like working capital, inventory, equipment purchase, partner buyout, renovations and more.


Download tand fill out the questionnaire and send it over...

Complete this Questionnaire

Qualifying Questions - SBA Existing Business - Fillable Form (pdf)

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