Capital Multiplier Loan
Balance-Sheet Commitment. Never Collateral
Wellcome Capital: marketing & introduction partner to an independent private wealth-lending platform
Capital Multiplier Loan
Capital Multiplier Loan (CML) is our branded name for the direct loan program we market.
CML → $10M+ held at your bank with full protection → unlocks regulated credit multiples for our private wealth lending partner. You receive 3–4× non-recourse loan (tiered by commitment size).
Capital returned in full, upon repayment + 5% annual rebate on escrow amount.
Zero personal liability. Project is collateral for the loan. Your $10M returned when loan is settled
Multiply Your Opportunities
$10M+ escrow preserves your liquidity while unlocking 3–4× non-recourse funding.
Ideal for commercial real estate, tech ventures, mining, oil/gas, refinancing expensive debt, acquisition rollups.
Fund your vision. Capital untouched.
Alberta-built execution. No friction.
Wholesale rates—SOFR +2.5%. Flexible terms.
EUR | USD | GBP — no FX noise.
$10M+ balance-sheet commitment required.
Zero upfront fees.
Alberta-built: No borders. No excuses.
Unmatched Terms
Non-recourse to you. Capital untouched in Tier-1 escrow.
Platform handles leverage, credit secured by their own assets, always.
Capital returned in full at settlement of loan + 5% annual rebate on escrow amount.
Zero personal liability. No depletion.
Unrivaled Safety
In 2018 we met a Nevis-registered private wealth-lending platform that was already doing something almost no one else could:
Put $10 M+ of client capital into Tier-1 escrow → trigger regulated credit multiples from their banking partners → deploy only a fraction into project finance while the original capital stayed untouched and earned a rebate.
We knew instantly this was not ordinary private credit.
This was an engine.
Seven years later the same engine, capital fully protected, used purely as balance-sheet enhancement, never depleted, never pledged — now powers YieldShield Debt.
The multiples that once funded project finance now covers predefined monthly interest on the originating capital.
Same structure. Same counter-party. Same zero-depletion truth since day one.
We didn’t build the engine.
We were simply the first to recognize it was unstoppable.
Alberta-built conviction. No offices in London, Geneva, or Singapore.
No fiction. Just the cleanest private debt allocation most high-net-worth investors have never seen... Until now
Accredited investors only.
Why Wellcome Capital?
Explore CML: Private Wealth Lending
Full transparency. No password. Instant access.
Download everything below from the vault. Read. Stress-test. Speak to counsel. Only then do we discuss the $10M+ commitment required.
CML Whitepaper
CML Deep Dive
CML Program Guide
Sample Term Sheet (redacted)
Key reminder:
→ $10M+ sits fully protected in insuer's same-bank account, until loan is repaid or otherwise settled.
→ Not collateral, balance-sheet enhancement only.
When ready: wellcomecapital.com/consult
