YIELDSHIELD AURUM

You Own the Policy.

Your Bank Holds the Capital.

Your Monthly Interest is Contractual.

YieldShield Aurum is structured as a direct bilateral private loan between the accredited investor and the borrower counterparty; an independent Nevis-registered private wealth-lending platform with 20 years of continuous gold operations in Ghana, operating under GoldBod regulatory oversight.

Before a single dollar moves, your principal is protected by an insurance policy in your name.

Full Principal Protection. Fixed Interest Rate. Contractual Monthly Income.

Principal Protection

Proven Gold Operation

Terms & Income

• 60-90 day deliberate setup period ensures full compliance, insurance activation and settlement of first gold transaction before income begins. This is precision engineering, not delay.

• First interest payment within 7 days of first monthly gold settlement and within 7 days of each subsequent settlement date.

• 12 month minimum term required to realize full annual interest rate.

• Effective minimum commitment: approximately 14 months (60–90 day setup + 12 month term).

• At maturity, capital automatically rolls into, a new 12 month term, 90 days written notice required to exit at renewal.

• 20 years of continuous gold operations in Ghana.

• Physical gold assayed on site, transacted same-day at pre-agreed rates through formal channels. Margins locked in before any move is made.

• Now operating under GoldBod: Ghana's government-mandated gold authority under the Ministry of Finance, established April 2025.

• This is not leveraged speculation or market timing. It is contractual participation in a time-tested operation.

Certainty Without Complexity

YieldShield Aurum is structured as a direct bilateral private loan, not a pooled fund, managed vehicle or securitized product. Each participation is a bespoke direct lending arrangement. The counterparty's 20 year operational continuity in Ghana is the relevant performance indicator, not a pooled fund track record.

Resilience is engineered structurally from day one: full principal protection via insurance, fixed contractual rates, and monthly income uncorrelated to markets.

• Principal protected by insurance policy issued directly to the investor, strictly an investor-to-insurer relationship. Modest fee, client responsibility.

• Top-tier US household-name carriers.

• Your principal moves through a traceable custodial sequence: insurer-held at your own bank, mirrored into a segregated regulated non-depletion account. It never reaches the borrower and is never at operational risk.

YSA: How it Works

REQUEST PRIVATE VAULT

• Before a single dollar moves, the insurer opens an account at your own bank. Your principal transfers into that insurer-held account, insured from day one, untouched and unencumbered throughout.

• The insurer mirrors an equivalent amount into segregated regulated non-depletion account. Your capital serves as a balance sheet enhancement, never deployed.

• Borrower secures credit using their own assets, against that enhanced balance sheet. Your capital remains unencumbered throughout.

• Borrower uses their own credit facility to execute gold transactions.

• Fixed interest rate, with contractual monthly income paid within 7 days of settlement of the monthly gold transaction.

Timeline & Commitment

Timeline

• Setup: 60-90 days from commitment to first settlement.

• Effective minimum cycle: 14 - 15 months (setup + 12 month term).

• Defaults to rollover if written notice to exit not received.

Commitment

• $1M USD or above.

• Minimum term: 12 months from settlement date to realize full annual interest.

Security & Oversight

• Principal protected by insurance policy issued directly to the investor by an assigned carrier, top-tier, household-name US carriers. Strictly an investor-to-insurer relationship.

• Modest policy fee (25–80bps), client responsibility. Annual renewal.

• Borrower has no access to principal.

• Gold transactions under Ghana Gold Board (GoldBod) oversight.

No 2-and-20

No management drag. No performance carve-out.

Every dollar of the fixed interest rate flows straight to you, every month.

Less noise. Full alignment.

Accredited investors only.

BOOK A CONSULT

Private Access & Next Steps

Full YieldShield Aurum documentation (Opportunity Brief and Sample Loan Agreement)

→ wellcomecapital.com/ysa-private

Vault access granted post-consult for accredited investors committing $1M USD or above.

→ wellcomecapital.com/consult

Every qualified request reviewed personally.

REQUEST PRIVATE VAULT

Accredited investors only. All inquiries by written request only.

Content for informational purposes only. Not legal, tax, or investment advice • Privacy Policy

YieldShield Aurum is the branded name used by Wellcome Capital for a direct bilateral loan agreement between an accredited investor and the borrower counterparty, supported by a principal protection insurance policy issued directly to the investor by an assigned insurance carrier. The borrower is an independent Nevis-registered private wealth-lending platform. Monthly interest is paid directly by the borrower. Principal protection is provided by the investor's insurance carrier under the terms of the policy. Wellcome Capital acts solely as marketing and introduction partner. It is not a counterparty to the loan or the insurance policy, and bears no liability for capital, interest or insurance obligations. All contractual obligations rest with the borrower and the assigned insurance carrier respectively. For informational purposes only. Not investment advice. For accredited investors only